Group Medical Insurance

A group health insurance plan is a key component of many employee benefits packages. One of the advantages for employees in a group health plan is the contribution most employers make toward the cost of the health coverage premium. Another advantage is that most employers have established Premium Only Plans (often called POP plans) that allow employees to pay any employee-required contributions to premiums on a pre-tax basis. Between the employer contributions, which aren’t taxable for employees, and the POP plan, employer-provided health insurance is significantly subsidized.

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